Call reports 2011
BANK OF COMMERCE — 2011
What BANK OF COMMERCE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 171,025,000 | 172,907,000 | 170,961,000 | 166,665,000 |
| Total loans | 78,117,000 | 79,056,000 | 77,118,000 | 76,894,000 |
| Allowance for loan losses | 860,000 | 859,000 | 860,000 | 859,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 57,594,000 | 61,844,000 | 60,192,000 | 62,860,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,843,000 | 156,842,000 | 154,903,000 | 150,394,000 |
| Interest-bearing deposits | 131,875,000 | 133,504,000 | 126,962,000 | 127,661,000 |
| Noninterest-bearing deposits | 22,968,000 | 23,338,000 | 27,941,000 | 22,733,000 |
| Equity capital | 13,159,000 | 13,215,000 | 13,389,000 | 13,680,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,505,000 | 3,011,000 | 4,485,000 | 5,918,000 |
| Interest expense | 307,000 | 590,000 | 856,000 | 1,097,000 |
| Net interest income | 1,198,000 | 2,421,000 | 3,629,000 | 4,821,000 |
| Noninterest income | 214,000 | 421,000 | 622,000 | 837,000 |
| Noninterest expense | 1,099,000 | 2,182,000 | 3,273,000 | 4,371,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 313,000 | 660,000 | 978,000 | 1,287,000 |
| Income tax | 10,000 | 27,000 | 43,000 | 60,000 |
| Net income | 303,000 | 633,000 | 935,000 | 1,227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,159,000 | 13,215,000 | 13,389,000 | 13,680,000 |
| Total capital | 14,019,000 | 14,075,000 | 14,249,000 | 14,539,000 |
| Risk-weighted assets | 80,716,000 | 81,596,000 | 79,796,000 | 78,026,000 |