Call reports 2006
BANK OF COMMERCE — 2006
What BANK OF COMMERCE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 121,121,000 | 119,721,000 | 117,596,000 | 124,549,000 |
| Total loans | 63,694,000 | 64,465,000 | 63,444,000 | 64,815,000 |
| Allowance for loan losses | 603,000 | 616,000 | 625,000 | 626,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 39,880,000 | 42,001,000 | 40,983,000 | 41,032,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,841,000 | 103,663,000 | 104,496,000 | 111,142,000 |
| Interest-bearing deposits | 90,616,000 | 86,944,000 | 88,521,000 | 94,805,000 |
| Noninterest-bearing deposits | 16,225,000 | 16,719,000 | 15,975,000 | 16,337,000 |
| Equity capital | 9,759,000 | 8,691,000 | 8,905,000 | 9,336,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,537,000 | 3,113,000 | 4,718,000 | 6,364,000 |
| Interest expense | 506,000 | 1,046,000 | 1,631,000 | 2,239,000 |
| Net interest income | 1,031,000 | 2,067,000 | 3,087,000 | 4,125,000 |
| Noninterest income | 164,000 | 318,000 | 487,000 | 665,000 |
| Noninterest expense | 747,000 | 1,492,000 | 2,282,000 | 3,047,000 |
| Provision for loan losses | 15,000 | 30,000 | 40,000 | 40,000 |
| Pretax income | 433,000 | 863,000 | 1,252,000 | 1,703,000 |
| Income tax | 19,000 | 38,000 | 56,000 | 76,000 |
| Net income | 414,000 | 825,000 | 1,196,000 | 1,627,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,759,000 | 8,691,000 | 8,905,000 | 9,336,000 |
| Total capital | 10,362,000 | 9,307,000 | 9,530,000 | 9,962,000 |
| Risk-weighted assets | 65,991,000 | 65,829,000 | 64,862,000 | 66,765,000 |