Call reports 2005
AMALGAMATED BANK — 2005
What AMALGAMATED BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 4,203,744,000 | 4,058,964,000 | 4,080,459,000 | 4,021,148,000 |
| Total loans | 1,491,942,000 | 1,490,858,000 | 1,482,908,000 | 1,486,712,000 |
| Allowance for loan losses | 7,250,000 | 7,629,000 | 8,563,000 | 8,855,000 |
| Securities available for sale | 2,378,739,000 | 2,345,839,000 | 2,230,697,000 | 2,288,501,000 |
| Securities held to maturity | 23,362,000 | 24,396,000 | 25,605,000 | 21,244,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,086,962,000 | 1,810,924,000 | 1,961,926,000 | 1,968,754,000 |
| Interest-bearing deposits | 1,609,717,000 | 1,581,435,000 | 1,660,843,000 | 1,723,828,000 |
| Noninterest-bearing deposits | 477,245,000 | 229,489,000 | 301,083,000 | 244,926,000 |
| Equity capital | 158,805,000 | 190,426,000 | 181,352,000 | 165,749,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 46,886,000 | 95,004,000 | 142,591,000 | 189,881,000 |
| Interest expense | 21,409,000 | 44,071,000 | 67,945,000 | 91,399,000 |
| Net interest income | 25,477,000 | 50,933,000 | 74,646,000 | 98,482,000 |
| Noninterest income | 5,501,000 | 11,850,000 | 18,168,000 | 26,095,000 |
| Noninterest expense | 19,905,000 | 40,220,000 | 62,739,000 | 92,830,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,200,000 |
| Pretax income | 11,699,000 | 22,889,000 | 30,241,000 | 31,613,000 |
| Income tax | 4,616,000 | 9,000,000 | 5,346,000 | 5,330,000 |
| Net income | 7,083,000 | 13,889,000 | 24,895,000 | 26,283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 222,735,000 | 244,540,000 | 247,246,000 | 240,334,000 |
| Total capital | 231,519,000 | 253,765,000 | 256,792,000 | 250,195,000 |
| Risk-weighted assets | 1,920,184,000 | 1,889,177,000 | 1,896,910,000 | 1,909,512,000 |