Call reports 2004
AMALGAMATED BANK — 2004
What AMALGAMATED BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 3,635,739,000 | 3,653,081,000 | 4,002,542,000 | 4,076,631,000 |
| Total loans | 1,456,852,000 | 1,428,847,000 | 1,401,935,000 | 1,412,732,000 |
| Allowance for loan losses | 6,884,000 | 7,115,000 | 7,292,000 | 7,621,000 |
| Securities available for sale | 1,884,356,000 | 1,957,710,000 | 2,290,285,000 | 2,451,236,000 |
| Securities held to maturity | 115,824,000 | 76,609,000 | 39,319,000 | 29,617,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,889,356,000 | 1,934,012,000 | 1,941,117,000 | 1,894,201,000 |
| Interest-bearing deposits | 1,696,388,000 | 1,703,544,000 | 1,638,516,000 | 1,580,586,000 |
| Noninterest-bearing deposits | 192,968,000 | 230,468,000 | 302,601,000 | 313,615,000 |
| Equity capital | 199,002,000 | 176,582,000 | 197,667,000 | 166,792,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 40,076,000 | 79,474,000 | 121,382,000 | 166,209,000 |
| Interest expense | 17,131,000 | 34,544,000 | 52,980,000 | 73,090,000 |
| Net interest income | 22,945,000 | 44,930,000 | 68,402,000 | 93,119,000 |
| Noninterest income | 5,656,000 | 11,158,000 | 17,261,000 | 23,185,000 |
| Noninterest expense | 24,758,000 | 49,078,000 | 73,750,000 | 101,170,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,225,000 |
| Pretax income | 3,543,000 | 8,057,000 | 14,349,000 | 18,172,000 |
| Income tax | 1,287,000 | 2,893,000 | 5,258,000 | 6,669,000 |
| Net income | 2,256,000 | 5,164,000 | 9,091,000 | 11,503,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 235,112,000 | 238,119,000 | 242,155,000 | 215,651,000 |
| Total capital | 243,047,000 | 246,280,000 | 250,884,000 | 224,872,000 |
| Risk-weighted assets | 1,672,481,000 | 1,715,291,000 | 1,780,133,000 | 1,845,690,000 |