Call reports 2003
AMALGAMATED BANK — 2003
What AMALGAMATED BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 3,358,216,000 | 3,409,972,000 | 3,414,825,000 | 3,620,139,000 |
| Total loans | 585,117,000 | 658,185,000 | 1,071,567,000 | 1,421,968,000 |
| Allowance for loan losses | 5,970,000 | 6,047,000 | 6,128,000 | 6,423,000 |
| Securities available for sale | 2,122,294,000 | 2,133,655,000 | 1,871,625,000 | 1,871,226,000 |
| Securities held to maturity | 421,965,000 | 309,902,000 | 263,315,000 | 127,153,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,868,536,000 | 1,927,429,000 | 1,861,823,000 | 1,934,060,000 |
| Interest-bearing deposits | 1,792,634,000 | 1,812,769,000 | 1,683,531,000 | 1,739,838,000 |
| Noninterest-bearing deposits | 75,902,000 | 114,660,000 | 178,292,000 | 194,222,000 |
| Equity capital | 192,443,000 | 194,011,000 | 185,161,000 | 185,346,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 37,810,000 | 74,068,000 | 107,878,000 | 143,822,000 |
| Interest expense | 18,172,000 | 35,669,000 | 52,004,000 | 68,609,000 |
| Net interest income | 19,638,000 | 38,399,000 | 55,874,000 | 75,213,000 |
| Noninterest income | 5,622,000 | 11,113,000 | 17,557,000 | 25,330,000 |
| Noninterest expense | 22,408,000 | 45,121,000 | 67,694,000 | 92,528,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 1,600,000 |
| Pretax income | 4,783,000 | 7,296,000 | 8,492,000 | 11,351,000 |
| Income tax | 1,762,000 | 2,571,000 | 2,902,000 | 4,250,000 |
| Net income | 3,021,000 | 4,725,000 | 5,590,000 | 7,101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 203,775,000 | 205,478,000 | 206,343,000 | 232,855,000 |
| Total capital | 210,109,000 | 211,799,000 | 212,665,000 | 240,291,000 |
| Risk-weighted assets | 1,258,256,000 | 1,304,781,000 | 1,454,960,000 | 1,636,114,000 |