Call reports 2021
HERITAGE FIRST BANK — 2021
What HERITAGE FIRST BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 |
|---|---|---|
| Total assets | 191,676,000 | 201,404,000 |
| Total loans | 118,656,000 | 115,039,000 |
| Allowance for loan losses | 1,514,000 | 1,486,000 |
| Securities available for sale | 18,675,000 | 21,041,000 |
| Securities held to maturity | 40,000 | 37,000 |
| Trading assets | 0 | 0 |
| Total deposits | 173,055,000 | 182,579,000 |
| Interest-bearing deposits | 113,742,000 | 125,595,000 |
| Noninterest-bearing deposits | 59,313,000 | 56,985,000 |
| Equity capital | 17,265,000 | 17,601,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 |
|---|---|---|
| Interest income | 1,900,000 | 3,784,000 |
| Interest expense | 173,000 | 334,000 |
| Net interest income | 1,727,000 | 3,450,000 |
| Noninterest income | 263,000 | 550,000 |
| Noninterest expense | 1,371,000 | 2,827,000 |
| Provision for loan losses | 45,000 | 90,000 |
| Pretax income | 574,000 | 1,083,000 |
| Income tax | 0 | 0 |
| Net income | 574,000 | 1,083,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 |
|---|---|---|
| Tier 1 capital | 17,154,000 | 17,494,000 |
| Total capital | 18,668,000 | 18,980,000 |
| Risk-weighted assets | 156,679,000 | 173,926,000 |