Call report 2015Q4
HERITAGE FIRST BANK — 2015Q4
The 22 measures HERITAGE FIRST BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 103,561,000 | USD | evidence → |
| Total loans | 80,251,000 | USD | evidence → |
| Allowance for loan losses | 646,000 | USD | evidence → |
| Securities available for sale | 828,000 | USD | evidence → |
| Securities held to maturity | 178,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 91,424,000 | USD | evidence → |
| Interest-bearing deposits | 67,064,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,359,000 | USD | evidence → |
| Equity capital | 12,023,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,695,000 | USD | evidence → |
| Interest expense | 218,000 | USD | evidence → |
| Net interest income | 4,477,000 | USD | evidence → |
| Noninterest income | 460,000 | USD | evidence → |
| Noninterest expense | 4,643,000 | USD | evidence → |
| Provision for loan losses | 40,000 | USD | evidence → |
| Pretax income | 254,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 254,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,011,000 | USD | evidence → |
| Total capital | 12,657,000 | USD | evidence → |
| Risk-weighted assets | 78,430,000 | USD | evidence → |