Call reports 2025
FOREST PARK NATIONAL BANK AND TRUST COMPANY — 2025
What FOREST PARK NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 321,782,000 | 321,502,000 | 324,123,000 | 318,796,000 |
| Total loans | 248,557,000 | 252,350,000 | 251,916,000 | 256,847,000 |
| Allowance for loan losses | 2,859,000 | 2,946,000 | 3,000,000 | 3,025,000 |
| Securities available for sale | 52,866,000 | 53,129,000 | 51,796,000 | 46,870,000 |
| Securities held to maturity | 1,437,000 | 1,307,000 | 1,437,000 | 2,538,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 285,875,000 | 284,354,000 | 285,304,000 | 280,791,000 |
| Interest-bearing deposits | 225,268,000 | 222,750,000 | 223,023,000 | 220,714,000 |
| Noninterest-bearing deposits | 60,607,000 | 61,604,000 | 62,281,000 | 60,077,000 |
| Equity capital | 22,660,000 | 23,524,000 | 24,803,000 | 25,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,170,000 | 8,431,000 | 12,923,000 | 17,399,000 |
| Interest expense | 1,230,000 | 2,491,000 | 3,737,000 | 4,958,000 |
| Net interest income | 2,940,000 | 5,940,000 | 9,186,000 | 12,441,000 |
| Noninterest income | 141,000 | 314,000 | 468,000 | 631,000 |
| Noninterest expense | 2,592,000 | 5,074,000 | 7,450,000 | 10,221,000 |
| Provision for loan losses | 25,000 | 125,000 | 150,000 | 175,000 |
| Pretax income | 464,000 | 1,055,000 | 2,054,000 | 2,676,000 |
| Income tax | 3,000 | 6,000 | 12,000 | 23,000 |
| Net income | 461,000 | 1,049,000 | 2,042,000 | 2,653,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,055,000 | 26,543,000 | 27,037,000 | 27,047,000 |
| Total capital | 29,034,000 | 29,609,000 | 30,157,000 | 30,192,000 |
| Risk-weighted assets | 252,540,000 | 256,902,000 | 255,973,000 | 260,195,000 |