Call reports 2021
FOREST PARK NATIONAL BANK AND TRUST COMPANY — 2021
What FOREST PARK NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 303,058,000 | 317,354,000 | 316,053,000 | 322,475,000 |
| Total loans | 233,325,000 | 223,840,000 | 219,329,000 | 213,077,000 |
| Allowance for loan losses | 2,754,000 | 2,755,000 | 2,757,000 | 2,787,000 |
| Securities available for sale | 26,342,000 | 33,741,000 | 46,872,000 | 58,351,000 |
| Securities held to maturity | 1,087,000 | 1,077,000 | 1,255,000 | 957,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,677,000 | 291,252,000 | 289,383,000 | 296,602,000 |
| Interest-bearing deposits | 198,175,000 | 201,875,000 | 202,735,000 | 208,283,000 |
| Noninterest-bearing deposits | 79,502,000 | 89,377,000 | 86,648,000 | 88,319,000 |
| Equity capital | 22,728,000 | 23,063,000 | 23,423,000 | 23,040,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,043,000 | 5,917,000 | 8,930,000 | 11,987,000 |
| Interest expense | 130,000 | 259,000 | 376,000 | 483,000 |
| Net interest income | 2,913,000 | 5,658,000 | 8,554,000 | 11,504,000 |
| Noninterest income | 430,000 | 706,000 | 1,081,000 | 1,385,000 |
| Noninterest expense | 2,257,000 | 4,542,000 | 6,870,000 | 9,492,000 |
| Provision for loan losses | 120,000 | 120,000 | 120,000 | 120,000 |
| Pretax income | 966,000 | 1,703,000 | 2,646,000 | 3,277,000 |
| Income tax | 10,000 | 23,000 | 35,000 | 48,000 |
| Net income | 956,000 | 1,680,000 | 2,611,000 | 3,229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,131,000 | 22,406,000 | 22,850,000 | 22,919,000 |
| Total capital | 24,673,000 | 24,907,000 | 25,487,000 | 25,589,000 |
| Risk-weighted assets | 203,186,000 | 199,880,000 | 210,842,000 | 213,485,000 |