Call reports 2020
FOREST PARK NATIONAL BANK AND TRUST COMPANY — 2020
What FOREST PARK NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 247,059,000 | 282,046,000 | 290,345,000 | 280,513,000 |
| Total loans | 194,997,000 | 214,227,000 | 216,806,000 | 227,063,000 |
| Allowance for loan losses | 2,393,000 | 2,415,000 | 2,516,000 | 2,632,000 |
| Securities available for sale | 22,294,000 | 23,082,000 | 24,999,000 | 23,225,000 |
| Securities held to maturity | 1,211,000 | 1,288,000 | 1,296,000 | 1,096,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,131,000 | 253,509,000 | 261,091,000 | 255,526,000 |
| Interest-bearing deposits | 171,021,000 | 180,368,000 | 185,024,000 | 186,129,000 |
| Noninterest-bearing deposits | 53,110,000 | 73,141,000 | 76,067,000 | 69,397,000 |
| Equity capital | 20,575,000 | 21,786,000 | 22,230,000 | 22,377,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,804,000 | 5,433,000 | 8,316,000 | 11,171,000 |
| Interest expense | 240,000 | 423,000 | 589,000 | 746,000 |
| Net interest income | 2,564,000 | 5,010,000 | 7,727,000 | 10,425,000 |
| Noninterest income | 328,000 | 745,000 | 1,192,000 | 1,552,000 |
| Noninterest expense | 2,280,000 | 4,513,000 | 6,749,000 | 9,077,000 |
| Provision for loan losses | 10,000 | 30,000 | 60,000 | 170,000 |
| Pretax income | 602,000 | 1,212,000 | 2,139,000 | 2,762,000 |
| Income tax | 4,000 | 12,000 | 20,000 | 39,000 |
| Net income | 598,000 | 1,200,000 | 2,119,000 | 2,723,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,825,000 | 21,002,000 | 21,471,000 | 21,575,000 |
| Total capital | 23,218,000 | 23,417,000 | 23,937,000 | 24,153,000 |
| Risk-weighted assets | 196,241,000 | 198,921,000 | 197,242,000 | 206,206,000 |