Call reports 2016
FOREST PARK NATIONAL BANK AND TRUST COMPANY — 2016
What FOREST PARK NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 237,461,000 | 237,981,000 | 235,941,000 | 240,469,000 |
| Total loans | 180,089,000 | 178,388,000 | 179,791,000 | 177,555,000 |
| Allowance for loan losses | 2,265,000 | 2,317,000 | 2,345,000 | 2,349,000 |
| Securities available for sale | 16,117,000 | 16,560,000 | 17,394,000 | 18,715,000 |
| Securities held to maturity | 286,000 | 274,000 | 310,000 | 295,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,848,000 | 216,835,000 | 214,274,000 | 219,231,000 |
| Interest-bearing deposits | 168,391,000 | 166,988,000 | 165,443,000 | 167,163,000 |
| Noninterest-bearing deposits | 48,457,000 | 49,847,000 | 48,831,000 | 52,068,000 |
| Equity capital | 18,977,000 | 19,294,000 | 19,560,000 | 19,375,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,506,000 | 5,012,000 | 7,748,000 | 10,243,000 |
| Interest expense | 141,000 | 293,000 | 424,000 | 545,000 |
| Net interest income | 2,365,000 | 4,719,000 | 7,324,000 | 9,698,000 |
| Noninterest income | 244,000 | 536,000 | 849,000 | 1,149,000 |
| Noninterest expense | 2,134,000 | 4,176,000 | 6,262,000 | 8,323,000 |
| Provision for loan losses | 21,000 | 41,000 | 56,000 | 56,000 |
| Pretax income | 454,000 | 1,038,000 | 1,855,000 | 2,468,000 |
| Income tax | 15,000 | 23,000 | 32,000 | 41,000 |
| Net income | 439,000 | 1,015,000 | 1,823,000 | 2,427,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,575,000 | 18,850,000 | 19,158,000 | 19,262,000 |
| Total capital | 20,810,000 | 21,056,000 | 21,381,000 | 21,479,000 |
| Risk-weighted assets | 178,760,000 | 176,438,000 | 177,746,000 | 177,223,000 |