Call reports 2015
FOREST PARK NATIONAL BANK AND TRUST COMPANY — 2015
What FOREST PARK NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 226,235,000 | 224,502,000 | 227,069,000 | 232,437,000 |
| Total loans | 180,247,000 | 181,561,000 | 182,168,000 | 176,713,000 |
| Allowance for loan losses | 2,258,000 | 2,314,000 | 2,201,000 | 2,250,000 |
| Securities available for sale | 17,543,000 | 17,105,000 | 16,412,000 | 15,711,000 |
| Securities held to maturity | 250,000 | 270,000 | 308,000 | 295,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,165,000 | 204,164,000 | 206,263,000 | 211,926,000 |
| Interest-bearing deposits | 160,673,000 | 157,826,000 | 161,230,000 | 159,891,000 |
| Noninterest-bearing deposits | 45,492,000 | 46,338,000 | 45,033,000 | 52,035,000 |
| Equity capital | 18,536,000 | 18,644,000 | 18,863,000 | 18,894,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,533,000 | 5,030,000 | 7,623,000 | 10,174,000 |
| Interest expense | 137,000 | 277,000 | 416,000 | 558,000 |
| Net interest income | 2,396,000 | 4,753,000 | 7,207,000 | 9,616,000 |
| Noninterest income | 406,000 | 691,000 | 990,000 | 1,283,000 |
| Noninterest expense | 2,037,000 | 3,954,000 | 6,035,000 | 8,064,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 275,000 |
| Pretax income | 690,000 | 1,340,000 | 1,937,000 | 2,560,000 |
| Income tax | 17,000 | 25,000 | 33,000 | 42,000 |
| Net income | 673,000 | 1,315,000 | 1,904,000 | 2,518,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,965,000 | 18,258,000 | 18,446,000 | 18,510,000 |
| Total capital | 20,223,000 | 20,551,000 | 20,652,000 | 20,695,000 |
| Risk-weighted assets | 182,072,000 | 183,495,000 | 181,255,000 | 174,782,000 |