Call reports 2008
FOREST PARK NATIONAL BANK AND TRUST COMPANY — 2008
What FOREST PARK NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 171,444,000 | 170,770,000 | 166,864,000 | 170,157,000 |
| Total loans | 126,459,000 | 127,948,000 | 128,732,000 | 126,139,000 |
| Allowance for loan losses | 1,286,000 | 1,456,000 | 1,489,000 | 1,584,000 |
| Securities available for sale | 30,274,000 | 28,129,000 | 26,700,000 | 25,146,000 |
| Securities held to maturity | 1,925,000 | 1,925,000 | 1,925,000 | 1,770,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,501,000 | 153,173,000 | 144,213,000 | 155,071,000 |
| Interest-bearing deposits | 127,012,000 | 126,908,000 | 118,994,000 | 130,045,000 |
| Noninterest-bearing deposits | 27,489,000 | 26,265,000 | 25,219,000 | 25,026,000 |
| Equity capital | 14,713,000 | 13,892,000 | 13,950,000 | 14,281,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,331,000 | 4,679,000 | 6,995,000 | 9,435,000 |
| Interest expense | 862,000 | 1,628,000 | 2,314,000 | 2,972,000 |
| Net interest income | 1,469,000 | 3,051,000 | 4,681,000 | 6,463,000 |
| Noninterest income | 322,000 | 654,000 | 931,000 | 1,347,000 |
| Noninterest expense | 1,448,000 | 2,953,000 | 4,406,000 | 6,080,000 |
| Provision for loan losses | 63,000 | 298,000 | 433,000 | 573,000 |
| Pretax income | 280,000 | 454,000 | 830,000 | 1,214,000 |
| Income tax | 7,000 | 12,000 | 12,000 | 12,000 |
| Net income | 273,000 | 442,000 | 818,000 | 1,202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,716,000 | 13,635,000 | 13,561,000 | 13,495,000 |
| Total capital | 15,002,000 | 15,091,000 | 15,050,000 | 15,079,000 |
| Risk-weighted assets | 131,183,000 | 133,883,000 | 131,697,000 | 129,235,000 |