Call reports 2007
FOREST PARK NATIONAL BANK AND TRUST COMPANY — 2007
What FOREST PARK NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 161,407,000 | 161,112,000 | 162,721,000 | 167,512,000 |
| Total loans | 112,094,000 | 118,885,000 | 118,552,000 | 122,981,000 |
| Allowance for loan losses | 1,459,000 | 1,481,000 | 1,493,000 | 1,487,000 |
| Securities available for sale | 33,669,000 | 32,154,000 | 30,990,000 | 30,465,000 |
| Securities held to maturity | 2,205,000 | 2,205,000 | 2,205,000 | 1,925,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,975,000 | 144,200,000 | 146,188,000 | 148,394,000 |
| Interest-bearing deposits | 118,364,000 | 115,035,000 | 117,373,000 | 119,664,000 |
| Noninterest-bearing deposits | 29,611,000 | 29,165,000 | 28,815,000 | 28,730,000 |
| Equity capital | 12,617,000 | 12,875,000 | 13,691,000 | 13,880,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,551,000 | 5,212,000 | 7,906,000 | 10,641,000 |
| Interest expense | 798,000 | 1,661,000 | 2,550,000 | 3,431,000 |
| Net interest income | 1,753,000 | 3,551,000 | 5,356,000 | 7,210,000 |
| Noninterest income | 294,000 | 619,000 | 967,000 | 1,279,000 |
| Noninterest expense | 1,326,000 | 2,665,000 | 4,077,000 | 5,484,000 |
| Provision for loan losses | 23,000 | 45,000 | 68,000 | 90,000 |
| Pretax income | 698,000 | 1,460,000 | 2,176,000 | 2,913,000 |
| Income tax | 7,000 | 10,000 | 10,000 | 10,000 |
| Net income | 691,000 | 1,450,000 | 2,166,000 | 2,903,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,631,000 | 13,390,000 | 13,706,000 | 13,443,000 |
| Total capital | 14,090,000 | 14,871,000 | 15,199,000 | 14,930,000 |
| Risk-weighted assets | 127,058,000 | 133,061,000 | 132,151,000 | 140,599,000 |