Call reports 2005
FOREST PARK NATIONAL BANK AND TRUST COMPANY — 2005
What FOREST PARK NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 143,284,000 | 151,794,000 | 147,945,000 | 151,289,000 |
| Total loans | 101,419,000 | 97,910,000 | 95,152,000 | 100,102,000 |
| Allowance for loan losses | 1,371,000 | 1,402,000 | 1,402,000 | 1,402,000 |
| Securities available for sale | 27,671,000 | 29,351,000 | 32,628,000 | 35,873,000 |
| Securities held to maturity | 1,554,000 | 804,000 | 1,059,000 | 1,063,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,745,000 | 140,867,000 | 136,487,000 | 139,669,000 |
| Interest-bearing deposits | 105,575,000 | 113,854,000 | 109,837,000 | 111,903,000 |
| Noninterest-bearing deposits | 27,170,000 | 27,013,000 | 26,650,000 | 27,766,000 |
| Equity capital | 10,171,000 | 10,422,000 | 10,794,000 | 10,853,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,731,000 | 3,533,000 | 5,467,000 | 7,575,000 |
| Interest expense | 310,000 | 672,000 | 1,142,000 | 1,684,000 |
| Net interest income | 1,421,000 | 2,861,000 | 4,325,000 | 5,891,000 |
| Noninterest income | 313,000 | 680,000 | 1,062,000 | 1,404,000 |
| Noninterest expense | 1,182,000 | 2,382,000 | 3,606,000 | 4,877,000 |
| Provision for loan losses | 90,000 | 120,000 | 120,000 | 120,000 |
| Pretax income | 462,000 | 1,039,000 | 1,661,000 | 2,298,000 |
| Income tax | 5,000 | 9,000 | 14,000 | 21,000 |
| Net income | 457,000 | 1,030,000 | 1,647,000 | 2,277,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,219,000 | 10,392,000 | 10,810,000 | 11,139,000 |
| Total capital | 11,539,000 | 11,706,000 | 12,088,000 | 12,508,000 |
| Risk-weighted assets | 105,584,000 | 105,065,000 | 104,010,000 | 109,563,000 |