Call reports 2004
FOREST PARK NATIONAL BANK AND TRUST COMPANY — 2004
What FOREST PARK NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 140,453,000 | 137,803,000 | 137,933,000 | 143,767,000 |
| Total loans | 97,378,000 | 101,245,000 | 101,910,000 | 101,019,000 |
| Allowance for loan losses | 1,008,000 | 1,099,000 | 1,190,000 | 1,281,000 |
| Securities available for sale | 28,953,000 | 27,769,000 | 26,506,000 | 26,963,000 |
| Securities held to maturity | 559,000 | 552,000 | 1,012,000 | 804,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,990,000 | 127,634,000 | 127,528,000 | 133,025,000 |
| Interest-bearing deposits | 104,016,000 | 99,965,000 | 100,312,000 | 104,765,000 |
| Noninterest-bearing deposits | 25,974,000 | 27,669,000 | 27,216,000 | 28,260,000 |
| Equity capital | 10,129,000 | 9,808,000 | 9,942,000 | 10,295,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,624,000 | 3,222,000 | 4,832,000 | 6,483,000 |
| Interest expense | 281,000 | 556,000 | 824,000 | 1,108,000 |
| Net interest income | 1,343,000 | 2,666,000 | 4,008,000 | 5,375,000 |
| Noninterest income | 259,000 | 582,000 | 951,000 | 1,289,000 |
| Noninterest expense | 1,107,000 | 2,299,000 | 3,423,000 | 4,580,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 405,000 | 769,000 | 1,271,000 | 1,729,000 |
| Income tax | 2,000 | 5,000 | 8,000 | 11,000 |
| Net income | 403,000 | 764,000 | 1,263,000 | 1,718,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,647,000 | 9,759,000 | 9,708,000 | 10,162,000 |
| Total capital | 10,655,000 | 10,858,000 | 10,898,000 | 11,443,000 |
| Risk-weighted assets | 99,571,000 | 101,233,000 | 102,789,000 | 104,708,000 |