Call reports 2003
FOREST PARK NATIONAL BANK AND TRUST COMPANY — 2003
What FOREST PARK NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 132,389,000 | 135,159,000 | 135,523,000 | 139,802,000 |
| Total loans | 80,370,000 | 82,474,000 | 85,437,000 | 94,103,000 |
| Allowance for loan losses | 782,000 | 764,000 | 827,000 | 917,000 |
| Securities available for sale | 31,488,000 | 40,731,000 | 39,161,000 | 36,470,000 |
| Securities held to maturity | 594,000 | 581,000 | 571,000 | 567,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,144,000 | 124,368,000 | 125,086,000 | 126,926,000 |
| Interest-bearing deposits | 97,188,000 | 98,084,000 | 98,066,000 | 99,708,000 |
| Noninterest-bearing deposits | 24,956,000 | 26,284,000 | 27,020,000 | 27,218,000 |
| Equity capital | 9,844,000 | 10,355,000 | 9,983,000 | 9,973,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,579,000 | 3,186,000 | 4,757,000 | 6,373,000 |
| Interest expense | 350,000 | 680,000 | 968,000 | 1,270,000 |
| Net interest income | 1,229,000 | 2,506,000 | 3,789,000 | 5,103,000 |
| Noninterest income | 298,000 | 606,000 | 915,000 | 1,178,000 |
| Noninterest expense | 1,084,000 | 2,185,000 | 3,313,000 | 4,406,000 |
| Provision for loan losses | 45,000 | 90,000 | 180,000 | 270,000 |
| Pretax income | 398,000 | 837,000 | 1,212,000 | 1,612,000 |
| Income tax | 6,000 | 6,000 | 11,000 | 11,000 |
| Net income | 392,000 | 831,000 | 1,201,000 | 1,601,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,011,000 | 9,450,000 | 9,445,000 | 9,545,000 |
| Total capital | 9,793,000 | 10,214,000 | 10,272,000 | 10,462,000 |
| Risk-weighted assets | 88,051,000 | 89,529,000 | 92,105,000 | 98,311,000 |