Call reports 2026
UNITED BANK AND TRUST COMPANY — 2026
What UNITED BANK AND TRUST COMPANY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 227,647,000 | 228,389,000 |
| Total loans | 123,761,000 | 123,404,000 |
| Allowance for loan losses | 1,724,000 | 1,736,000 |
| Securities available for sale | 65,015,000 | 63,156,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 200,008,000 | 199,691,000 |
| Interest-bearing deposits | 164,705,000 | 163,704,000 |
| Noninterest-bearing deposits | 35,303,000 | 35,987,000 |
| Equity capital | 27,124,000 | 28,217,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,667,000 | 5,445,000 |
| Interest expense | 860,000 | 1,704,000 |
| Net interest income | 1,807,000 | 3,741,000 |
| Noninterest income | 95,000 | 167,000 |
| Noninterest expense | 944,000 | 1,703,000 |
| Provision for loan losses | 12,000 | 24,000 |
| Pretax income | 946,000 | 2,181,000 |
| Income tax | 36,000 | 83,000 |
| Net income | 910,000 | 2,098,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 33,422,000 | 33,709,000 |