Call reports 2001
UNITED BANK AND TRUST COMPANY — 2001
What UNITED BANK AND TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 74,481,000 | 74,600,000 | 74,520,000 | 77,421,000 |
| Total loans | 30,894,000 | 31,609,000 | 32,028,000 | 32,573,000 |
| Allowance for loan losses | 392,000 | 327,000 | 343,000 | 335,000 |
| Securities available for sale | 24,773,000 | 26,589,000 | 25,601,000 | 27,209,000 |
| Securities held to maturity | 11,580,000 | 10,628,000 | 10,155,000 | 9,967,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,234,000 | 64,203,000 | 63,667,000 | 66,661,000 |
| Interest-bearing deposits | 57,478,000 | 58,284,000 | 57,297,000 | 57,353,000 |
| Noninterest-bearing deposits | 6,756,000 | 5,919,000 | 6,370,000 | 9,308,000 |
| Equity capital | 9,315,000 | 9,462,000 | 9,816,000 | 9,813,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,186,000 | 2,374,000 | 3,551,000 | 4,691,000 |
| Interest expense | 672,000 | 1,305,000 | 1,917,000 | 2,448,000 |
| Net interest income | 514,000 | 1,069,000 | 1,634,000 | 2,243,000 |
| Noninterest income | 61,000 | 126,000 | 197,000 | 273,000 |
| Noninterest expense | 481,000 | 956,000 | 1,403,000 | 1,945,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 79,000 | 209,000 | 383,000 | 511,000 |
| Income tax | -1,000 | 8,000 | 25,000 | 51,000 |
| Net income | 80,000 | 201,000 | 358,000 | 460,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,250,000 | 8,385,000 | 8,555,000 | 8,670,000 |
| Total capital | 8,642,000 | 8,712,000 | 8,898,000 | 9,005,000 |
| Risk-weighted assets | 40,324,000 | 40,163,000 | 40,730,000 | 42,054,000 |
Machine access — free, no API key
Every figure shown here about UNITED BANK AND TRUST COMPANY — 2001 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.