Call reports 2009
SPIRIT OF AMERICA NATIONAL BANK — 2009
What SPIRIT OF AMERICA NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 |
|---|---|---|---|
| Total assets | 40,595,000 | 35,699,000 | 35,820,000 |
| Total loans | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 |
| Securities available for sale | 39,409,000 | 34,480,000 | 34,609,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 15,108,000 | 7,630,000 | 8,064,000 |
| Interest-bearing deposits | 15,108,000 | 7,630,000 | 8,064,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 |
| Equity capital | 22,093,000 | 23,816,000 | 23,768,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 |
|---|---|---|---|
| Interest income | 32,000 | 66,000 | 74,000 |
| Interest expense | 11,000 | 23,000 | 29,000 |
| Net interest income | 21,000 | 43,000 | 45,000 |
| Noninterest income | 5,123,000 | 11,478,000 | 17,112,000 |
| Noninterest expense | 1,241,000 | 2,242,000 | 3,210,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 3,903,000 | 9,279,000 | 13,947,000 |
| Income tax | 1,382,000 | 3,675,000 | 5,309,000 |
| Net income | 2,521,000 | 5,604,000 | 8,638,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 |
|---|---|---|---|
| Tier 1 capital | 22,092,000 | 23,816,000 | 23,768,000 |
| Total capital | 22,092,000 | 23,816,000 | 23,768,000 |
| Risk-weighted assets | 7,216,000 | 7,544,000 | 7,568,000 |
Machine access — free, no API key
Every figure shown here about SPIRIT OF AMERICA NATIONAL BANK — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.