Call reports 2001
SPIRIT OF AMERICA NATIONAL BANK — 2001
What SPIRIT OF AMERICA NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 30,994,000 | 30,944,000 | 31,841,000 | 27,890,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 28,199,000 | 28,007,000 | 31,442,000 | 27,489,000 |
| Securities held to maturity | 2,285,000 | 2,285,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,149,000 | 7,252,000 | 7,175,000 | 3,865,000 |
| Interest-bearing deposits | 7,149,000 | 7,252,000 | 7,175,000 | 3,864,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 22,693,000 | 22,496,000 | 22,325,000 | 22,556,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 374,000 | 775,000 | 1,066,000 | 1,253,000 |
| Interest expense | 120,000 | 209,000 | 270,000 | 314,000 |
| Net interest income | 254,000 | 566,000 | 796,000 | 939,000 |
| Noninterest income | 2,292,000 | 4,878,000 | 7,213,000 | 9,920,000 |
| Noninterest expense | 161,000 | 448,000 | 681,000 | 844,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,388,000 | 4,999,000 | 7,330,000 | 10,017,000 |
| Income tax | 836,000 | 1,749,000 | 2,567,000 | 3,506,000 |
| Net income | 1,552,000 | 3,250,000 | 4,763,000 | 6,511,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,693,000 | 22,489,000 | 22,304,000 | 22,540,000 |
| Total capital | 22,693,000 | 22,489,000 | 22,304,000 | 22,540,000 |
| Risk-weighted assets | 23,921,000 | 24,018,000 | 30,721,000 | 7,375,000 |
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