Call reports 2025
FRAZER BANK — 2025
What FRAZER BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 344,184,000 | 347,839,000 | 331,900,000 | 344,926,000 |
| Total loans | 224,216,000 | 220,061,000 | 207,208,000 | 197,982,000 |
| Allowance for loan losses | 2,984,000 | 2,987,000 | 2,989,000 | 2,989,000 |
| Securities available for sale | 62,670,000 | 59,332,000 | 60,302,000 | 68,933,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 308,749,000 | 311,524,000 | 295,050,000 | 308,117,000 |
| Interest-bearing deposits | 265,036,000 | 266,348,000 | 250,648,000 | 260,181,000 |
| Noninterest-bearing deposits | 43,713,000 | 45,176,000 | 44,402,000 | 47,936,000 |
| Equity capital | 34,518,000 | 35,414,000 | 35,890,000 | 36,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,196,000 | 8,353,000 | 12,401,000 | 16,403,000 |
| Interest expense | 1,820,000 | 3,527,000 | 5,122,000 | 6,561,000 |
| Net interest income | 2,376,000 | 4,826,000 | 7,279,000 | 9,842,000 |
| Noninterest income | 264,000 | 566,000 | 865,000 | 1,142,000 |
| Noninterest expense | 2,142,000 | 4,265,000 | 6,398,000 | 8,525,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 498,000 | 1,127,000 | 1,746,000 | 2,459,000 |
| Income tax | 120,000 | 235,000 | 365,000 | 655,000 |
| Net income | 378,000 | 892,000 | 1,381,000 | 1,804,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,062,000 | 40,576,000 | 40,253,000 | 39,962,000 |
| Total capital | 42,978,000 | 43,496,000 | 43,174,000 | 42,883,000 |
| Risk-weighted assets | 259,002,000 | 252,308,000 | 237,839,000 | 228,608,000 |
Machine access — free, no API key
Every figure shown here about FRAZER BANK — 2025 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.