Call reports 2022
FRAZER BANK — 2022
What FRAZER BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 338,298,000 | 339,655,000 | 353,821,000 | 403,204,000 |
| Total loans | 179,220,000 | 195,282,000 | 228,796,000 | 272,087,000 |
| Allowance for loan losses | 2,336,000 | 2,055,000 | 2,056,000 | 2,569,000 |
| Securities available for sale | 94,345,000 | 100,153,000 | 96,599,000 | 95,170,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 312,839,000 | 318,624,000 | 333,857,000 | 339,513,000 |
| Interest-bearing deposits | 237,129,000 | 242,837,000 | 261,071,000 | 265,422,000 |
| Noninterest-bearing deposits | 75,710,000 | 75,787,000 | 72,786,000 | 74,091,000 |
| Equity capital | 24,022,000 | 19,567,000 | 18,423,000 | 25,024,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,403,000 | 4,971,000 | 8,163,000 | 12,133,000 |
| Interest expense | 198,000 | 388,000 | 710,000 | 1,487,000 |
| Net interest income | 2,205,000 | 4,583,000 | 7,453,000 | 10,646,000 |
| Noninterest income | 611,000 | 852,000 | 1,111,000 | 1,460,000 |
| Noninterest expense | 2,058,000 | 4,258,000 | 6,773,000 | 9,497,000 |
| Provision for loan losses | 0 | 0 | 0 | 528,000 |
| Pretax income | 758,000 | 1,177,000 | 1,791,000 | 2,081,000 |
| Income tax | 190,000 | 207,000 | 208,000 | 438,000 |
| Net income | 568,000 | 970,000 | 1,583,000 | 1,643,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,660,000 | 29,061,000 | 29,674,000 | 32,736,000 |
| Total capital | 30,996,000 | 31,116,000 | 31,730,000 | 35,305,000 |
| Risk-weighted assets | 232,272,000 | 255,216,000 | 292,425,000 | 337,221,000 |
Machine access — free, no API key
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