Call reports 2018
FRAZER BANK — 2018
What FRAZER BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 326,815,000 | 320,140,000 | 312,261,000 | 307,950,000 |
| Total loans | 154,442,000 | 148,121,000 | 154,327,000 | 153,967,000 |
| Allowance for loan losses | 2,272,000 | 2,111,000 | 2,247,000 | 2,013,000 |
| Securities available for sale | 145,880,000 | 148,159,000 | 129,579,000 | 113,089,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 257,697,000 | 254,949,000 | 258,945,000 | 269,585,000 |
| Interest-bearing deposits | 202,675,000 | 201,217,000 | 201,730,000 | 212,934,000 |
| Noninterest-bearing deposits | 55,022,000 | 53,732,000 | 57,215,000 | 56,651,000 |
| Equity capital | 28,075,000 | 27,289,000 | 26,014,000 | 26,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,004,000 | 5,965,000 | 8,937,000 | 11,927,000 |
| Interest expense | 549,000 | 1,124,000 | 1,781,000 | 2,404,000 |
| Net interest income | 2,455,000 | 4,841,000 | 7,156,000 | 9,523,000 |
| Noninterest income | 241,000 | 463,000 | 683,000 | 919,000 |
| Noninterest expense | 1,952,000 | 3,970,000 | 6,034,000 | 8,821,000 |
| Provision for loan losses | 105,000 | 210,000 | 1,928,000 | 2,138,000 |
| Pretax income | 641,000 | 1,287,000 | 57,000 | -258,000 |
| Income tax | 0 | 190,000 | -359,000 | -384,000 |
| Net income | 641,000 | 1,097,000 | 416,000 | 126,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,115,000 | 29,936,000 | 28,619,000 | 28,208,000 |
| Total capital | 32,387,000 | 32,047,000 | 30,866,000 | 30,221,000 |
| Risk-weighted assets | 200,392,000 | 201,362,000 | 206,912,000 | 204,209,000 |