Call reports 2017
FRAZER BANK — 2017
What FRAZER BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 315,206,000 | 330,719,000 | 331,190,000 | 326,984,000 |
| Total loans | 145,481,000 | 145,603,000 | 150,765,000 | 153,268,000 |
| Allowance for loan losses | 2,457,000 | 2,471,000 | 2,309,000 | 2,416,000 |
| Securities available for sale | 146,488,000 | 161,253,000 | 155,069,000 | 144,512,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 243,772,000 | 243,732,000 | 231,348,000 | 249,519,000 |
| Interest-bearing deposits | 193,493,000 | 196,411,000 | 192,571,000 | 204,114,000 |
| Noninterest-bearing deposits | 50,279,000 | 47,321,000 | 38,777,000 | 45,405,000 |
| Equity capital | 30,326,000 | 32,190,000 | 31,722,000 | 29,540,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,854,000 | 5,876,000 | 8,873,000 | 11,875,000 |
| Interest expense | 373,000 | 802,000 | 1,318,000 | 1,890,000 |
| Net interest income | 2,481,000 | 5,074,000 | 7,555,000 | 9,985,000 |
| Noninterest income | 177,000 | 407,000 | 636,000 | 852,000 |
| Noninterest expense | 1,895,000 | 3,701,000 | 5,521,000 | 7,553,000 |
| Provision for loan losses | 45,000 | 60,000 | 150,000 | 1,255,000 |
| Pretax income | 760,000 | 1,850,000 | 2,697,000 | 2,262,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 760,000 | 1,850,000 | 2,697,000 | 2,262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,231,000 | 30,390,000 | 30,392,000 | 29,474,000 |
| Total capital | 32,473,000 | 32,723,000 | 32,701,000 | 31,890,000 |
| Risk-weighted assets | 179,210,000 | 186,529,000 | 192,461,000 | 195,945,000 |