Call reports 2016
FRAZER BANK — 2016
What FRAZER BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 306,565,000 | 312,121,000 | 314,508,000 | 316,343,000 |
| Total loans | 153,483,000 | 156,650,000 | 163,815,000 | 159,850,000 |
| Allowance for loan losses | 2,618,000 | 2,618,000 | 2,364,000 | 2,412,000 |
| Securities available for sale | 132,879,000 | 134,579,000 | 128,136,000 | 128,095,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,209,000 | 222,696,000 | 219,365,000 | 236,076,000 |
| Interest-bearing deposits | 183,201,000 | 181,097,000 | 177,824,000 | 193,049,000 |
| Noninterest-bearing deposits | 45,008,000 | 41,599,000 | 41,541,000 | 43,027,000 |
| Equity capital | 31,799,000 | 33,123,000 | 33,183,000 | 29,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,829,000 | 5,635,000 | 8,514,000 | 11,333,000 |
| Interest expense | 337,000 | 690,000 | 1,040,000 | 1,391,000 |
| Net interest income | 2,492,000 | 4,945,000 | 7,474,000 | 9,942,000 |
| Noninterest income | 234,000 | 477,000 | 720,000 | 978,000 |
| Noninterest expense | 1,890,000 | 3,680,000 | 5,412,000 | 7,501,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 45,000 |
| Pretax income | 835,000 | 1,817,000 | 2,869,000 | 3,476,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 835,000 | 1,817,000 | 2,869,000 | 3,476,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,164,000 | 29,166,000 | 29,379,000 | 29,510,000 |
| Total capital | 31,538,000 | 31,570,000 | 31,743,000 | 31,922,000 |
| Risk-weighted assets | 189,728,000 | 192,164,000 | 196,308,000 | 192,828,000 |