Call reports 2015
FRAZER BANK — 2015
What FRAZER BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 293,251,000 | 298,671,000 | 310,491,000 | 305,306,000 |
| Total loans | 130,811,000 | 134,311,000 | 147,200,000 | 149,097,000 |
| Allowance for loan losses | 2,618,000 | 2,615,000 | 2,615,000 | 2,620,000 |
| Securities available for sale | 139,963,000 | 140,612,000 | 140,907,000 | 130,004,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,518,000 | 210,575,000 | 210,503,000 | 222,596,000 |
| Interest-bearing deposits | 169,614,000 | 169,822,000 | 172,937,000 | 181,392,000 |
| Noninterest-bearing deposits | 39,904,000 | 40,753,000 | 37,566,000 | 41,204,000 |
| Equity capital | 30,988,000 | 29,397,000 | 29,944,000 | 30,534,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,651,000 | 5,349,000 | 8,154,000 | 11,019,000 |
| Interest expense | 301,000 | 610,000 | 947,000 | 1,276,000 |
| Net interest income | 2,350,000 | 4,739,000 | 7,207,000 | 9,743,000 |
| Noninterest income | 230,000 | 461,000 | 1,252,000 | 1,470,000 |
| Noninterest expense | 1,844,000 | 3,976,000 | 6,163,000 | 8,393,000 |
| Provision for loan losses | 60,000 | 60,000 | 60,000 | 60,000 |
| Pretax income | 677,000 | 1,402,000 | 2,474,000 | 3,239,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 677,000 | 1,402,000 | 2,474,000 | 3,239,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,894,000 | 27,662,000 | 28,021,000 | 28,361,000 |
| Total capital | 29,959,000 | 29,839,000 | 30,347,000 | 30,679,000 |
| Risk-weighted assets | 164,661,000 | 173,785,000 | 185,822,000 | 185,164,000 |