Call reports 2026
OXFORD BANK — 2026
What OXFORD BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 902,079,000 | 930,519,000 |
| Total loans | 701,617,000 | 722,834,000 |
| Allowance for loan losses | 9,248,000 | 9,657,000 |
| Securities available for sale | 121,012,000 | 120,512,000 |
| Securities held to maturity | 585,000 | 585,000 |
| Trading assets | 0 | 0 |
| Total deposits | 752,796,000 | 782,577,000 |
| Interest-bearing deposits | 466,701,000 | 496,229,000 |
| Noninterest-bearing deposits | 286,095,000 | 286,348,000 |
| Equity capital | 112,670,000 | 114,686,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 14,418,000 | 29,175,000 |
| Interest expense | 3,122,000 | 6,122,000 |
| Net interest income | 11,296,000 | 23,053,000 |
| Noninterest income | 1,701,000 | 3,585,000 |
| Noninterest expense | 9,285,000 | 19,083,000 |
| Provision for loan losses | 1,135,000 | 1,412,000 |
| Pretax income | 2,706,000 | 6,315,000 |
| Income tax | 611,000 | 1,257,000 |
| Net income | 1,636,000 | 4,462,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 107,076,000 | 109,402,000 |
| Total capital | 116,688,000 | 119,379,000 |
| Risk-weighted assets | 805,880,000 | 829,371,000 |