Call reports 2017
OXFORD BANK — 2017
What OXFORD BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 350,902,000 | 359,218,000 | 374,319,000 | 386,344,000 |
| Total loans | 277,482,000 | 271,129,000 | 284,404,000 | 288,952,000 |
| Allowance for loan losses | 3,388,000 | 3,409,000 | 3,432,000 | 3,431,000 |
| Securities available for sale | 30,077,000 | 30,130,000 | 29,984,000 | 29,619,000 |
| Securities held to maturity | 840,000 | 840,000 | 990,000 | 990,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 314,894,000 | 322,037,000 | 335,689,000 | 348,754,000 |
| Interest-bearing deposits | 249,453,000 | 256,987,000 | 285,695,000 | 303,150,000 |
| Noninterest-bearing deposits | 65,441,000 | 65,050,000 | 49,994,000 | 45,604,000 |
| Equity capital | 34,872,000 | 35,962,000 | 37,044,000 | 36,537,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,526,000 | 7,446,000 | 11,192,000 | 15,312,000 |
| Interest expense | 139,000 | 300,000 | 511,000 | 739,000 |
| Net interest income | 3,387,000 | 7,146,000 | 10,681,000 | 14,573,000 |
| Noninterest income | 833,000 | 1,173,000 | 2,552,000 | 3,196,000 |
| Noninterest expense | 3,336,000 | 6,812,000 | 10,191,000 | 13,291,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 884,000 | 1,507,000 | 3,042,000 | 4,478,000 |
| Income tax | 296,000 | 485,000 | 967,000 | 2,786,000 |
| Net income | 588,000 | 1,022,000 | 2,075,000 | 1,692,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,491,000 | 32,834,000 | 34,612,000 | 35,120,000 |
| Total capital | 34,879,000 | 36,243,000 | 38,044,000 | 38,551,000 |
| Risk-weighted assets | 291,260,000 | 288,010,000 | 289,811,000 | 294,870,000 |