Call report 2005Q4
OXFORD BANK — 2005Q4
The 22 measures OXFORD BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 535,936,000 | USD | evidence → |
| Total loans | 390,701,000 | USD | evidence → |
| Allowance for loan losses | 4,003,000 | USD | evidence → |
| Securities available for sale | 83,424,000 | USD | evidence → |
| Securities held to maturity | 16,908,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 468,111,000 | USD | evidence → |
| Interest-bearing deposits | 396,774,000 | USD | evidence → |
| Noninterest-bearing deposits | 71,337,000 | USD | evidence → |
| Equity capital | 47,603,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 28,696,000 | USD | evidence → |
| Interest expense | 10,773,000 | USD | evidence → |
| Net interest income | 17,923,000 | USD | evidence → |
| Noninterest income | 2,949,000 | USD | evidence → |
| Noninterest expense | 12,987,000 | USD | evidence → |
| Provision for loan losses | 1,680,000 | USD | evidence → |
| Pretax income | 6,204,000 | USD | evidence → |
| Income tax | 1,784,000 | USD | evidence → |
| Net income | 4,420,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 48,248,000 | USD | evidence → |
| Total capital | 52,260,000 | USD | evidence → |
| Risk-weighted assets | 396,323,000 | USD | evidence → |