Call report 2005Q1
OXFORD BANK — 2005Q1
The 22 measures OXFORD BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 521,048,000 | USD | evidence → |
| Total loans | 336,377,000 | USD | evidence → |
| Allowance for loan losses | 3,826,000 | USD | evidence → |
| Securities available for sale | 107,934,000 | USD | evidence → |
| Securities held to maturity | 14,682,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 466,663,000 | USD | evidence → |
| Interest-bearing deposits | 397,652,000 | USD | evidence → |
| Noninterest-bearing deposits | 69,011,000 | USD | evidence → |
| Equity capital | 45,292,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,676,000 | USD | evidence → |
| Interest expense | 2,351,000 | USD | evidence → |
| Net interest income | 4,325,000 | USD | evidence → |
| Noninterest income | 769,000 | USD | evidence → |
| Noninterest expense | 3,297,000 | USD | evidence → |
| Provision for loan losses | 420,000 | USD | evidence → |
| Pretax income | 1,377,000 | USD | evidence → |
| Income tax | 405,000 | USD | evidence → |
| Net income | 972,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 45,890,000 | USD | evidence → |
| Total capital | 49,727,000 | USD | evidence → |
| Risk-weighted assets | 355,634,000 | USD | evidence → |