Call reports 2001
OXFORD BANK — 2001
What OXFORD BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 357,704,000 | 369,878,000 | 408,352,000 | 408,158,000 |
| Total loans | 233,875,000 | 232,898,000 | 241,907,000 | 244,251,000 |
| Allowance for loan losses | 3,372,000 | 3,512,000 | 3,499,000 | 3,455,000 |
| Securities available for sale | 66,699,000 | 75,179,000 | 90,011,000 | 85,537,000 |
| Securities held to maturity | 8,820,000 | 10,466,000 | 11,157,000 | 10,741,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 317,085,000 | 327,775,000 | 364,085,000 | 364,738,000 |
| Interest-bearing deposits | 263,279,000 | 269,849,000 | 302,915,000 | 304,837,000 |
| Noninterest-bearing deposits | 53,806,000 | 57,926,000 | 61,170,000 | 59,901,000 |
| Equity capital | 32,280,000 | 33,200,000 | 34,664,000 | 35,306,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,547,000 | 13,117,000 | 19,546,000 | 25,900,000 |
| Interest expense | 3,128,000 | 6,111,000 | 9,021,000 | 11,729,000 |
| Net interest income | 3,419,000 | 7,006,000 | 10,525,000 | 14,171,000 |
| Noninterest income | 532,000 | 1,132,000 | 1,888,000 | 2,766,000 |
| Noninterest expense | 2,405,000 | 4,768,000 | 7,293,000 | 10,067,000 |
| Provision for loan losses | 120,000 | 300,000 | 420,000 | 540,000 |
| Pretax income | 1,446,000 | 3,090,000 | 4,720,000 | 6,357,000 |
| Income tax | 477,000 | 1,032,000 | 1,544,000 | 1,999,000 |
| Net income | 969,000 | 2,058,000 | 3,176,000 | 4,358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,371,000 | 32,190,000 | 33,037,000 | 33,970,000 |
| Total capital | 34,361,000 | 35,304,000 | 36,344,000 | 37,327,000 |
| Risk-weighted assets | 238,814,000 | 248,726,000 | 264,329,000 | 268,470,000 |