Call reports 2007
CITY BANK NEW MEXICO — 2007
What CITY BANK NEW MEXICO reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 96,493,000 | 101,200,000 | 103,926,000 | 104,707,000 |
| Total loans | 86,713,000 | 86,241,000 | 91,985,000 | 94,993,000 |
| Allowance for loan losses | 1,116,000 | 1,156,000 | 1,155,000 | 1,242,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,585,000 | 91,874,000 | 94,316,000 | 83,234,000 |
| Interest-bearing deposits | 62,550,000 | 72,940,000 | 76,445,000 | 68,596,000 |
| Noninterest-bearing deposits | 15,035,000 | 18,934,000 | 17,871,000 | 14,638,000 |
| Equity capital | 7,969,000 | 8,133,000 | 8,391,000 | 8,587,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,881,000 | 3,822,000 | 5,931,000 | 7,981,000 |
| Interest expense | 782,000 | 1,588,000 | 2,426,000 | 3,232,000 |
| Net interest income | 1,099,000 | 2,234,000 | 3,505,000 | 4,749,000 |
| Noninterest income | 264,000 | 539,000 | 823,000 | 1,096,000 |
| Noninterest expense | 1,088,000 | 2,297,000 | 3,556,000 | 4,701,000 |
| Provision for loan losses | 39,000 | 76,000 | 114,000 | 290,000 |
| Pretax income | 236,000 | 400,000 | 658,000 | 854,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 236,000 | 400,000 | 658,000 | 854,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,969,000 | 8,133,000 | 8,391,000 | 8,587,000 |
| Total capital | 8,985,000 | 9,152,000 | 9,481,000 | 9,736,000 |
| Risk-weighted assets | 81,192,000 | 81,396,000 | 87,117,000 | 91,818,000 |