Call reports 2006
CITY BANK NEW MEXICO — 2006
What CITY BANK NEW MEXICO reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 87,362,000 | 101,778,000 | 97,236,000 | 95,071,000 |
| Total loans | 81,289,000 | 86,593,000 | 88,084,000 | 85,864,000 |
| Allowance for loan losses | 1,056,000 | 1,096,000 | 1,172,000 | 1,107,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,799,000 | 73,769,000 | 78,845,000 | 76,615,000 |
| Interest-bearing deposits | 48,902,000 | 59,464,000 | 60,838,000 | 60,217,000 |
| Noninterest-bearing deposits | 13,897,000 | 14,305,000 | 18,007,000 | 16,398,000 |
| Equity capital | 6,863,000 | 7,084,000 | 7,373,000 | 7,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,580,000 | 3,356,000 | 5,291,000 | 7,222,000 |
| Interest expense | 564,000 | 1,264,000 | 2,087,000 | 2,863,000 |
| Net interest income | 1,016,000 | 2,092,000 | 3,204,000 | 4,359,000 |
| Noninterest income | 206,000 | 430,000 | 673,000 | 982,000 |
| Noninterest expense | 938,000 | 1,917,000 | 2,904,000 | 3,947,000 |
| Provision for loan losses | 14,000 | 114,000 | 193,000 | 254,000 |
| Pretax income | 270,000 | 491,000 | 780,000 | 1,140,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 270,000 | 491,000 | 780,000 | 1,140,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,863,000 | 7,084,000 | 7,373,000 | 7,733,000 |
| Total capital | 7,780,000 | 8,074,000 | 8,387,000 | 8,736,000 |
| Risk-weighted assets | 73,255,000 | 79,075,000 | 80,961,000 | 80,096,000 |