Call reports 2005
CITY BANK NEW MEXICO — 2005
What CITY BANK NEW MEXICO reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 71,259,000 | 75,322,000 | 78,533,000 | 80,756,000 |
| Total loans | 67,769,000 | 71,108,000 | 74,122,000 | 76,016,000 |
| Allowance for loan losses | 917,000 | 946,000 | 958,000 | 1,042,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,444,000 | 50,943,000 | 55,862,000 | 57,186,000 |
| Interest-bearing deposits | 32,255,000 | 35,617,000 | 38,860,000 | 42,751,000 |
| Noninterest-bearing deposits | 12,189,000 | 15,326,000 | 17,002,000 | 14,435,000 |
| Equity capital | 5,794,000 | 6,100,000 | 6,337,000 | 6,593,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,191,000 | 2,489,000 | 3,882,000 | 5,344,000 |
| Interest expense | 323,000 | 689,000 | 1,093,000 | 1,557,000 |
| Net interest income | 868,000 | 1,800,000 | 2,789,000 | 3,787,000 |
| Noninterest income | 178,000 | 411,000 | 627,000 | 800,000 |
| Noninterest expense | 708,000 | 1,467,000 | 2,310,000 | 3,129,000 |
| Provision for loan losses | 51,000 | 151,000 | 276,000 | 372,000 |
| Pretax income | 287,000 | 593,000 | 830,000 | 1,086,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 287,000 | 593,000 | 830,000 | 1,086,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,794,000 | 6,100,000 | 6,337,000 | 6,593,000 |
| Total capital | 6,566,000 | 6,904,000 | 7,176,000 | 7,457,000 |
| Risk-weighted assets | 61,777,000 | 64,188,000 | 66,976,000 | 69,010,000 |