Call reports 2003
CITY BANK NEW MEXICO — 2003
What CITY BANK NEW MEXICO reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 34,782,000 | 36,292,000 | 40,218,000 | 43,742,000 |
| Total loans | 32,166,000 | 34,657,000 | 37,359,000 | 41,618,000 |
| Allowance for loan losses | 411,000 | 448,000 | 506,000 | 565,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,501,000 | 17,447,000 | 21,834,000 | 21,261,000 |
| Interest-bearing deposits | 11,452,000 | 10,948,000 | 13,991,000 | 14,353,000 |
| Noninterest-bearing deposits | 6,049,000 | 6,499,000 | 7,843,000 | 6,908,000 |
| Equity capital | 3,161,000 | 3,387,000 | 3,599,000 | 3,803,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 578,000 | 1,221,000 | 1,895,000 | 2,595,000 |
| Interest expense | 106,000 | 225,000 | 339,000 | 461,000 |
| Net interest income | 472,000 | 996,000 | 1,556,000 | 2,134,000 |
| Noninterest income | 108,000 | 205,000 | 345,000 | 453,000 |
| Noninterest expense | 373,000 | 725,000 | 1,130,000 | 1,544,000 |
| Provision for loan losses | 59,000 | 102,000 | 185,000 | 253,000 |
| Pretax income | 148,000 | 374,000 | 586,000 | 790,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 148,000 | 374,000 | 586,000 | 790,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,161,000 | 3,387,000 | 3,599,000 | 3,803,000 |
| Total capital | 3,531,000 | 3,781,000 | 4,015,000 | 4,264,000 |
| Risk-weighted assets | 29,555,000 | 31,396,000 | 33,205,000 | 36,730,000 |