Call reports 2004
HBANK TEXAS — 2004
What HBANK TEXAS reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 47,855,000 | 45,850,000 | 56,444,000 | 59,121,000 |
| Total loans | 27,599,000 | 28,332,000 | 28,539,000 | 32,630,000 |
| Allowance for loan losses | 287,000 | 305,000 | 323,000 | 341,000 |
| Securities available for sale | 3,792,000 | 4,650,000 | 5,273,000 | 7,183,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 2,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,621,000 | 40,514,000 | 50,926,000 | 53,410,000 |
| Interest-bearing deposits | 28,823,000 | 28,002,000 | 34,635,000 | 38,852,000 |
| Noninterest-bearing deposits | 13,798,000 | 12,512,000 | 16,291,000 | 14,558,000 |
| Equity capital | 5,174,000 | 5,225,000 | 5,346,000 | 5,485,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 481,000 | 969,000 | 1,508,000 | 2,168,000 |
| Interest expense | 48,000 | 98,000 | 167,000 | 262,000 |
| Net interest income | 433,000 | 871,000 | 1,341,000 | 1,906,000 |
| Noninterest income | 50,000 | 99,000 | 158,000 | 223,000 |
| Noninterest expense | 326,000 | 659,000 | 1,011,000 | 1,385,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 139,000 | 275,000 | 434,000 | 672,000 |
| Income tax | 47,000 | 92,000 | 146,000 | 229,000 |
| Net income | 92,000 | 183,000 | 288,000 | 443,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,156,000 | 5,259,000 | 5,354,000 | 5,507,000 |
| Total capital | 5,443,000 | 5,564,000 | 5,677,000 | 5,848,000 |
| Risk-weighted assets | 29,090,000 | 28,593,000 | 32,584,000 | 36,425,000 |
Machine access — free, no API key
Every figure shown here about HBANK TEXAS — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.