Call reports 2026
FIRST NATIONAL BANK IN OLNEY — 2026
What FIRST NATIONAL BANK IN OLNEY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 475,547,000 | 469,292,000 |
| Total loans | 232,797,000 | 231,112,000 |
| Allowance for loan losses | 2,867,000 | 2,915,000 |
| Securities available for sale | 165,847,000 | 169,452,000 |
| Securities held to maturity | 10,665,000 | 10,665,000 |
| Trading assets | 0 | 0 |
| Total deposits | 421,609,000 | 415,418,000 |
| Interest-bearing deposits | 335,193,000 | 331,248,000 |
| Noninterest-bearing deposits | 86,416,000 | 84,170,000 |
| Equity capital | 47,508,000 | 48,487,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,439,000 | 11,180,000 |
| Interest expense | 1,852,000 | 3,686,000 |
| Net interest income | 3,587,000 | 7,494,000 |
| Noninterest income | 501,000 | 994,000 |
| Noninterest expense | 2,473,000 | 5,105,000 |
| Provision for loan losses | -639,000 | -489,000 |
| Pretax income | 2,229,000 | 3,847,000 |
| Income tax | 626,000 | 1,039,000 |
| Net income | 1,603,000 | 2,808,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 51,161,000 | 51,828,000 |