Call reports 2024
FIRST NATIONAL BANK IN OLNEY — 2024
What FIRST NATIONAL BANK IN OLNEY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 448,604,000 | 452,177,000 | 456,064,000 | 447,727,000 |
| Total loans | 238,523,000 | 241,448,000 | 247,955,000 | 252,471,000 |
| Allowance for loan losses | 2,623,000 | 2,912,000 | 3,479,000 | 2,898,000 |
| Securities available for sale | 157,248,000 | 163,519,000 | 162,178,000 | 156,374,000 |
| Securities held to maturity | 7,935,000 | 7,935,000 | 7,935,000 | 7,320,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 397,806,000 | 401,682,000 | 403,236,000 | 402,680,000 |
| Interest-bearing deposits | 315,184,000 | 323,171,000 | 328,580,000 | 324,076,000 |
| Noninterest-bearing deposits | 82,622,000 | 78,511,000 | 74,656,000 | 78,604,000 |
| Equity capital | 41,686,000 | 42,402,000 | 45,252,000 | 42,193,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,052,000 | 10,317,000 | 15,956,000 | 21,481,000 |
| Interest expense | 1,843,000 | 3,818,000 | 5,938,000 | 8,053,000 |
| Net interest income | 3,209,000 | 6,499,000 | 10,018,000 | 13,428,000 |
| Noninterest income | 516,000 | 830,000 | 1,239,000 | 1,615,000 |
| Noninterest expense | 2,409,000 | 4,672,000 | 7,131,000 | 9,517,000 |
| Provision for loan losses | -150,000 | 250,000 | 1,400,000 | 160,000 |
| Pretax income | 1,516,000 | 2,487,000 | 2,806,000 | 5,462,000 |
| Income tax | 414,000 | 642,000 | 691,000 | 1,461,000 |
| Net income | 1,102,000 | 1,845,000 | 2,115,000 | 4,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,408,000 | 48,640,000 | 48,909,000 | 48,350,000 |