Call reports 2023
FIRST NATIONAL BANK IN OLNEY — 2023
What FIRST NATIONAL BANK IN OLNEY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 442,399,000 | 430,024,000 | 433,516,000 | 433,249,000 |
| Total loans | 221,388,000 | 224,350,000 | 230,158,000 | 241,286,000 |
| Allowance for loan losses | 2,547,000 | 2,508,000 | 2,705,000 | 2,559,000 |
| Securities available for sale | 159,865,000 | 157,897,000 | 154,369,000 | 156,477,000 |
| Securities held to maturity | 6,191,000 | 6,189,000 | 6,186,000 | 4,845,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 395,972,000 | 383,684,000 | 391,547,000 | 389,100,000 |
| Interest-bearing deposits | 300,573,000 | 292,531,000 | 309,466,000 | 306,258,000 |
| Noninterest-bearing deposits | 95,399,000 | 91,153,000 | 82,081,000 | 82,842,000 |
| Equity capital | 38,279,000 | 38,547,000 | 36,915,000 | 40,756,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,212,000 | 8,747,000 | 13,521,000 | 18,620,000 |
| Interest expense | 1,067,000 | 2,281,000 | 3,825,000 | 5,638,000 |
| Net interest income | 3,145,000 | 6,466,000 | 9,696,000 | 12,982,000 |
| Noninterest income | 493,000 | 1,035,000 | 1,765,000 | 2,277,000 |
| Noninterest expense | 2,294,000 | 4,581,000 | 6,690,000 | 9,256,000 |
| Provision for loan losses | -85,000 | -35,000 | 512,000 | 67,000 |
| Pretax income | 1,587,000 | 3,113,000 | 4,384,000 | 6,086,000 |
| Income tax | 395,000 | 827,000 | 1,196,000 | 1,620,000 |
| Net income | 1,192,000 | 2,286,000 | 3,188,000 | 4,466,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,346,000 | 46,928,000 | 47,830,000 | 47,752,000 |