Call reports 2022
FIRST NATIONAL BANK IN OLNEY — 2022
What FIRST NATIONAL BANK IN OLNEY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 440,436,000 | 429,638,000 | 422,257,000 | 436,090,000 |
| Total loans | 213,600,000 | 216,508,000 | 225,866,000 | 236,918,000 |
| Allowance for loan losses | 2,716,000 | 2,837,000 | 2,679,000 | 2,744,000 |
| Securities available for sale | 152,636,000 | 160,446,000 | 156,621,000 | 154,467,000 |
| Securities held to maturity | 7,486,000 | 7,481,000 | 7,476,000 | 6,193,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 386,261,000 | 385,087,000 | 381,490,000 | 396,298,000 |
| Interest-bearing deposits | 289,479,000 | 293,531,000 | 297,837,000 | 307,643,000 |
| Noninterest-bearing deposits | 96,782,000 | 91,556,000 | 83,653,000 | 88,655,000 |
| Equity capital | 42,448,000 | 38,051,000 | 34,705,000 | 35,409,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,898,000 | 6,067,000 | 9,713,000 | 13,649,000 |
| Interest expense | 301,000 | 637,000 | 1,130,000 | 1,985,000 |
| Net interest income | 2,597,000 | 5,430,000 | 8,583,000 | 11,664,000 |
| Noninterest income | 530,000 | 1,044,000 | 1,552,000 | 1,974,000 |
| Noninterest expense | 2,019,000 | 4,075,000 | 6,190,000 | 8,512,000 |
| Provision for loan losses | 75,000 | 225,000 | 275,000 | 350,000 |
| Pretax income | 1,033,000 | 2,174,000 | 3,672,000 | 4,778,000 |
| Income tax | 229,000 | 515,000 | 882,000 | 1,136,000 |
| Net income | 804,000 | 1,659,000 | 2,790,000 | 3,642,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,139,000 | 44,482,000 | 45,612,000 | 45,121,000 |