Call reports 2021
FIRST NATIONAL BANK IN OLNEY — 2021
What FIRST NATIONAL BANK IN OLNEY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 416,787,000 | 418,656,000 | 415,103,000 | 423,572,000 |
| Total loans | 216,812,000 | 210,604,000 | 211,621,000 | 224,084,000 |
| Allowance for loan losses | 3,043,000 | 2,755,000 | 2,517,000 | 2,566,000 |
| Securities available for sale | 131,194,000 | 150,162,000 | 152,258,000 | 135,135,000 |
| Securities held to maturity | 4,554,000 | 5,299,000 | 5,794,000 | 5,490,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 356,856,000 | 355,875,000 | 352,505,000 | 363,676,000 |
| Interest-bearing deposits | 267,183,000 | 271,054,000 | 271,696,000 | 276,953,000 |
| Noninterest-bearing deposits | 89,673,000 | 84,821,000 | 80,809,000 | 86,723,000 |
| Equity capital | 47,485,000 | 49,165,000 | 49,960,000 | 48,432,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,242,000 | 6,850,000 | 9,600,000 | 12,420,000 |
| Interest expense | 422,000 | 784,000 | 1,097,000 | 1,422,000 |
| Net interest income | 2,820,000 | 6,066,000 | 8,503,000 | 10,998,000 |
| Noninterest income | 592,000 | 1,125,000 | 1,727,000 | 2,311,000 |
| Noninterest expense | 1,827,000 | 3,872,000 | 5,995,000 | 8,081,000 |
| Provision for loan losses | 125,000 | 0 | -150,000 | 100,000 |
| Pretax income | 1,476,000 | 3,335,000 | 4,401,000 | 5,167,000 |
| Income tax | 392,000 | 877,000 | 1,130,000 | 1,336,000 |
| Net income | 1,084,000 | 2,458,000 | 3,271,000 | 3,831,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,409,000 | 43,271,000 | 44,085,000 | 43,332,000 |