Call reports 2020
FIRST NATIONAL BANK IN OLNEY — 2020
What FIRST NATIONAL BANK IN OLNEY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 346,079,000 | 377,704,000 | 387,660,000 | 388,173,000 |
| Total loans | 220,260,000 | 219,562,000 | 219,486,000 | 226,444,000 |
| Allowance for loan losses | 2,796,000 | 2,887,000 | 2,937,000 | 2,902,000 |
| Securities available for sale | 91,238,000 | 106,516,000 | 121,440,000 | 120,443,000 |
| Securities held to maturity | 777,000 | 4,638,000 | 4,633,000 | 4,059,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 296,099,000 | 319,198,000 | 327,762,000 | 328,435,000 |
| Interest-bearing deposits | 237,753,000 | 247,484,000 | 263,239,000 | 254,712,000 |
| Noninterest-bearing deposits | 58,346,000 | 71,714,000 | 64,523,000 | 73,723,000 |
| Equity capital | 43,798,000 | 47,024,000 | 48,711,000 | 48,112,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,471,000 | 6,707,000 | 9,761,000 | 12,727,000 |
| Interest expense | 594,000 | 1,117,000 | 1,633,000 | 2,124,000 |
| Net interest income | 2,877,000 | 5,590,000 | 8,128,000 | 10,603,000 |
| Noninterest income | 489,000 | 1,023,000 | 1,656,000 | 2,275,000 |
| Noninterest expense | 1,978,000 | 3,832,000 | 5,729,000 | 7,781,000 |
| Provision for loan losses | 60,000 | 160,000 | 235,000 | 235,000 |
| Pretax income | 1,874,000 | 3,406,000 | 4,754,000 | 5,855,000 |
| Income tax | 522,000 | 916,000 | 1,260,000 | 1,543,000 |
| Net income | 1,352,000 | 2,490,000 | 3,494,000 | 4,312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,509,000 | 41,136,000 | 42,140,000 | 41,326,000 |