Call reports 2019
FIRST NATIONAL BANK IN OLNEY — 2019
What FIRST NATIONAL BANK IN OLNEY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 335,488,000 | 334,708,000 | 356,680,000 | 345,207,000 |
| Total loans | 224,703,000 | 223,578,000 | 223,081,000 | 231,837,000 |
| Allowance for loan losses | 2,416,000 | 2,419,000 | 2,721,000 | 2,767,000 |
| Securities available for sale | 84,897,000 | 78,633,000 | 81,122,000 | 85,962,000 |
| Securities held to maturity | 3,069,000 | 3,069,000 | 3,069,000 | 777,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 288,560,000 | 286,095,000 | 306,036,000 | 296,096,000 |
| Interest-bearing deposits | 227,934,000 | 226,430,000 | 249,600,000 | 233,595,000 |
| Noninterest-bearing deposits | 60,626,000 | 59,665,000 | 56,436,000 | 62,500,000 |
| Equity capital | 41,909,000 | 43,122,000 | 44,344,000 | 43,354,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,253,000 | 6,726,000 | 10,214,000 | 13,773,000 |
| Interest expense | 544,000 | 1,153,000 | 1,786,000 | 2,438,000 |
| Net interest income | 2,709,000 | 5,573,000 | 8,428,000 | 11,335,000 |
| Noninterest income | 420,000 | 838,000 | 1,307,000 | 1,804,000 |
| Noninterest expense | 1,850,000 | 3,852,000 | 5,821,000 | 7,789,000 |
| Provision for loan losses | 0 | 0 | 350,000 | 440,000 |
| Pretax income | 1,297,000 | 3,065,000 | 4,267,000 | 5,664,000 |
| Income tax | 323,000 | 782,000 | 1,095,000 | 1,451,000 |
| Net income | 974,000 | 2,283,000 | 3,172,000 | 4,213,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,990,000 | 38,786,000 | 39,676,000 | 39,158,000 |
| Total capital | 40,406,000 | 41,205,000 | 42,397,000 | 41,925,000 |
| Risk-weighted assets | 225,609,000 | 222,615,000 | 225,261,000 | 239,792,000 |