Call reports 2018
FIRST NATIONAL BANK IN OLNEY — 2018
What FIRST NATIONAL BANK IN OLNEY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 330,261,000 | 330,144,000 | 334,714,000 | 333,845,000 |
| Total loans | 215,599,000 | 218,944,000 | 219,043,000 | 225,210,000 |
| Allowance for loan losses | 2,548,000 | 2,222,000 | 2,342,000 | 2,448,000 |
| Securities available for sale | 80,938,000 | 84,079,000 | 81,981,000 | 87,236,000 |
| Securities held to maturity | 3,950,000 | 3,950,000 | 3,950,000 | 3,069,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 286,580,000 | 286,171,000 | 289,623,000 | 283,912,000 |
| Interest-bearing deposits | 227,368,000 | 227,275,000 | 233,492,000 | 219,576,000 |
| Noninterest-bearing deposits | 59,213,000 | 58,896,000 | 56,131,000 | 64,337,000 |
| Equity capital | 38,754,000 | 39,120,000 | 39,666,000 | 40,051,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,957,000 | 6,051,000 | 9,249,000 | 12,522,000 |
| Interest expense | 370,000 | 756,000 | 1,217,000 | 1,728,000 |
| Net interest income | 2,587,000 | 5,295,000 | 8,032,000 | 10,794,000 |
| Noninterest income | 443,000 | 845,000 | 1,285,000 | 1,723,000 |
| Noninterest expense | 1,884,000 | 3,727,000 | 5,597,000 | 7,482,000 |
| Provision for loan losses | 0 | 35,000 | 160,000 | 285,000 |
| Pretax income | 1,177,000 | 2,410,000 | 3,577,000 | 4,763,000 |
| Income tax | 284,000 | 577,000 | 853,000 | 1,131,000 |
| Net income | 893,000 | 1,833,000 | 2,724,000 | 3,632,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,860,000 | 36,321,000 | 37,212,000 | 37,016,000 |
| Total capital | 38,408,000 | 38,543,000 | 39,554,000 | 39,464,000 |
| Risk-weighted assets | 215,599,000 | 219,415,000 | 219,406,000 | 224,843,000 |