Call reports 2017
FIRST NATIONAL BANK IN OLNEY — 2017
What FIRST NATIONAL BANK IN OLNEY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 326,137,000 | 327,551,000 | 329,829,000 | 325,151,000 |
| Total loans | 216,188,000 | 224,050,000 | 221,315,000 | 228,021,000 |
| Allowance for loan losses | 2,399,000 | 2,381,000 | 2,418,000 | 2,570,000 |
| Securities available for sale | 86,227,000 | 75,399,000 | 74,624,000 | 76,537,000 |
| Securities held to maturity | 4,296,000 | 4,296,000 | 4,296,000 | 3,950,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 284,981,000 | 283,527,000 | 284,578,000 | 282,327,000 |
| Interest-bearing deposits | 221,818,000 | 221,637,000 | 227,415,000 | 219,946,000 |
| Noninterest-bearing deposits | 63,163,000 | 61,891,000 | 57,163,000 | 62,382,000 |
| Equity capital | 36,639,000 | 37,833,000 | 38,690,000 | 38,577,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,803,000 | 5,651,000 | 8,702,000 | 11,780,000 |
| Interest expense | 302,000 | 611,000 | 937,000 | 1,292,000 |
| Net interest income | 2,501,000 | 5,040,000 | 7,765,000 | 10,488,000 |
| Noninterest income | 349,000 | 749,000 | 1,181,000 | 1,586,000 |
| Noninterest expense | 1,771,000 | 3,541,000 | 5,327,000 | 7,163,000 |
| Provision for loan losses | 100,000 | 100,000 | 125,000 | 280,000 |
| Pretax income | 975,000 | 2,362,000 | 3,742,000 | 4,879,000 |
| Income tax | 281,000 | 728,000 | 1,180,000 | 1,059,000 |
| Net income | 694,000 | 1,634,000 | 2,562,000 | 3,820,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,743,000 | 34,332,000 | 35,258,000 | 35,013,000 |
| Total capital | 36,142,000 | 36,713,000 | 37,676,000 | 37,583,000 |
| Risk-weighted assets | 218,549,000 | 223,091,000 | 220,335,000 | 227,181,000 |