Call reports 2016
FIRST NATIONAL BANK IN OLNEY — 2016
What FIRST NATIONAL BANK IN OLNEY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 330,970,000 | 338,432,000 | 336,713,000 | 332,272,000 |
| Total loans | 213,976,000 | 213,622,000 | 218,215,000 | 225,125,000 |
| Allowance for loan losses | 2,243,000 | 2,168,000 | 2,195,000 | 2,312,000 |
| Securities available for sale | 82,826,000 | 96,814,000 | 93,059,000 | 88,912,000 |
| Securities held to maturity | 1,490,000 | 1,490,000 | 1,490,000 | 1,050,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 290,208,000 | 295,412,000 | 293,807,000 | 285,975,000 |
| Interest-bearing deposits | 236,319,000 | 238,593,000 | 239,048,000 | 220,857,000 |
| Noninterest-bearing deposits | 53,889,000 | 56,819,000 | 54,759,000 | 65,117,000 |
| Equity capital | 35,770,000 | 37,086,000 | 37,593,000 | 35,591,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,783,000 | 5,591,000 | 8,446,000 | 11,306,000 |
| Interest expense | 394,000 | 732,000 | 1,048,000 | 1,360,000 |
| Net interest income | 2,389,000 | 4,859,000 | 7,398,000 | 9,946,000 |
| Noninterest income | 458,000 | 879,000 | 1,260,000 | 1,650,000 |
| Noninterest expense | 1,864,000 | 3,566,000 | 5,274,000 | 7,081,000 |
| Provision for loan losses | 75,000 | 75,000 | 75,000 | 225,000 |
| Pretax income | 1,005,000 | 2,361,000 | 3,680,000 | 4,698,000 |
| Income tax | 320,000 | 767,000 | 1,186,000 | 1,481,000 |
| Net income | 685,000 | 1,594,000 | 2,494,000 | 3,217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,660,000 | 32,217,000 | 33,118,000 | 32,926,000 |
| Total capital | 33,903,000 | 34,385,000 | 35,313,000 | 35,238,000 |
| Risk-weighted assets | 215,329,000 | 219,353,000 | 222,647,000 | 227,111,000 |