Call reports 2013
FIRST NATIONAL BANK IN OLNEY — 2013
What FIRST NATIONAL BANK IN OLNEY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 330,541,000 | 327,335,000 | 315,063,000 | 311,338,000 |
| Total loans | 158,469,000 | 162,232,000 | 166,582,000 | 178,746,000 |
| Allowance for loan losses | 1,694,000 | 1,602,000 | 1,760,000 | 1,806,000 |
| Securities available for sale | 125,887,000 | 135,093,000 | 129,844,000 | 114,548,000 |
| Securities held to maturity | 1,830,000 | 1,830,000 | 1,830,000 | 1,409,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 288,903,000 | 287,938,000 | 273,137,000 | 264,768,000 |
| Interest-bearing deposits | 230,592,000 | 227,214,000 | 221,553,000 | 215,243,000 |
| Noninterest-bearing deposits | 58,311,000 | 60,724,000 | 51,584,000 | 49,525,000 |
| Equity capital | 30,737,000 | 29,356,000 | 30,330,000 | 29,739,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,598,000 | 5,090,000 | 7,716,000 | 10,403,000 |
| Interest expense | 339,000 | 665,000 | 973,000 | 1,274,000 |
| Net interest income | 2,259,000 | 4,425,000 | 6,743,000 | 9,129,000 |
| Noninterest income | 374,000 | 766,000 | 1,171,000 | 1,538,000 |
| Noninterest expense | 1,591,000 | 3,160,000 | 4,812,000 | 6,500,000 |
| Provision for loan losses | 0 | 0 | 0 | 70,000 |
| Pretax income | 1,056,000 | 2,314,000 | 3,474,000 | 4,673,000 |
| Income tax | 336,000 | 752,000 | 1,111,000 | 1,498,000 |
| Net income | 720,000 | 1,562,000 | 2,363,000 | 3,175,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,129,000 | 24,748,000 | 25,548,000 | 25,445,000 |
| Total capital | 25,823,000 | 26,350,000 | 27,308,000 | 27,251,000 |
| Risk-weighted assets | 163,840,000 | 168,650,000 | 171,854,000 | 181,402,000 |