Call reports 2012
FIRST NATIONAL BANK IN OLNEY — 2012
What FIRST NATIONAL BANK IN OLNEY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 311,852,000 | 315,145,000 | 319,923,000 | 329,308,000 |
| Total loans | 149,205,000 | 155,369,000 | 159,375,000 | 168,282,000 |
| Allowance for loan losses | 1,742,000 | 1,586,000 | 1,687,000 | 1,692,000 |
| Securities available for sale | 130,221,000 | 123,336,000 | 131,040,000 | 131,486,000 |
| Securities held to maturity | 1,752,000 | 1,752,000 | 1,752,000 | 1,395,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 276,439,000 | 278,605,000 | 277,120,000 | 288,420,000 |
| Interest-bearing deposits | 228,049,000 | 226,847,000 | 224,705,000 | 223,172,000 |
| Noninterest-bearing deposits | 48,390,000 | 51,759,000 | 52,415,000 | 65,249,000 |
| Equity capital | 28,944,000 | 29,593,000 | 30,691,000 | 30,186,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,739,000 | 5,411,000 | 8,142,000 | 10,866,000 |
| Interest expense | 485,000 | 896,000 | 1,278,000 | 1,641,000 |
| Net interest income | 2,254,000 | 4,515,000 | 6,864,000 | 9,225,000 |
| Noninterest income | 376,000 | 762,000 | 1,190,000 | 1,594,000 |
| Noninterest expense | 1,539,000 | 3,040,000 | 4,602,000 | 6,293,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 100,000 |
| Pretax income | 1,091,000 | 2,260,000 | 3,409,000 | 4,483,000 |
| Income tax | 359,000 | 733,000 | 1,087,000 | 1,414,000 |
| Net income | 732,000 | 1,527,000 | 2,322,000 | 3,069,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,211,000 | 22,783,000 | 23,577,000 | 23,410,000 |
| Total capital | 23,953,000 | 24,369,000 | 25,264,000 | 25,102,000 |
| Risk-weighted assets | 155,797,000 | 160,265,000 | 166,531,000 | 175,164,000 |