Call reports 2011
FIRST NATIONAL BANK IN OLNEY — 2011
What FIRST NATIONAL BANK IN OLNEY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 297,627,000 | 305,493,000 | 319,888,000 | 306,399,000 |
| Total loans | 147,229,000 | 148,093,000 | 151,513,000 | 161,903,000 |
| Allowance for loan losses | 1,810,000 | 1,789,000 | 1,798,000 | 1,743,000 |
| Securities available for sale | 127,882,000 | 140,643,000 | 134,140,000 | 125,961,000 |
| Securities held to maturity | 0 | 1,395,000 | 1,395,000 | 1,395,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 264,763,000 | 271,162,000 | 282,456,000 | 269,061,000 |
| Interest-bearing deposits | 225,979,000 | 228,135,000 | 235,294,000 | 223,105,000 |
| Noninterest-bearing deposits | 38,784,000 | 43,026,000 | 47,163,000 | 45,956,000 |
| Equity capital | 25,966,000 | 27,718,000 | 28,891,000 | 28,203,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,862,000 | 5,788,000 | 8,726,000 | 11,643,000 |
| Interest expense | 675,000 | 1,296,000 | 1,897,000 | 2,459,000 |
| Net interest income | 2,187,000 | 4,492,000 | 6,829,000 | 9,184,000 |
| Noninterest income | 300,000 | 580,000 | 912,000 | 1,301,000 |
| Noninterest expense | 1,582,000 | 3,045,000 | 4,686,000 | 6,312,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 926,000 | 2,054,000 | 3,422,000 | 4,540,000 |
| Income tax | 300,000 | 666,000 | 1,121,000 | 1,478,000 |
| Net income | 626,000 | 1,388,000 | 2,301,000 | 3,062,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,612,000 | 21,085,000 | 21,998,000 | 21,479,000 |
| Total capital | 22,422,000 | 22,874,000 | 23,796,000 | 23,222,000 |
| Risk-weighted assets | 156,272,000 | 157,851,000 | 158,757,000 | 167,582,000 |